Get my subject to Doc Packet below: Buying your next house does not mean you have to beg a bank to give you a loan. Subject to is one of my favorite house buying strategies and you don't need to turn in:
-Bank statements
-tax returns
-a down payment
-Credit report
-bank application
or any of that because we don't qualify for loans in my world. We buy houses based on the knowledge that we have, not our credit.

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