How to buy a car with no credit, low credit, bad credit, or challenged credit.

Over 50% of Americans have a 700 or better credit score. However, the people who get scammed the most are the ones with under a 630 credit score. In this video, I give you some tips and tricks on how to buy a car with not so perfect credit.

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Read this very carefully.

TIPS TO GET YOU APPROVED FAST AND HASSLE FREE when you have challenged credit.

Money down or trade equity is key. The more you have the better terms and conditions you'll get. (% rate, term of the loan, actual car the bank will approve, lower payment, etc) 10% is a good number, 20% is a better number.

Bring with you your Most recent pay stub of 2017 showing income and taxes, your last pay stub of 2016 showing income/taxes, and your 2016 W2,

2 utility bills showing proof of where you live,

6 names, addresses, phone numbers of different household family members or friends,

proof of full coverage insurance.

1099/self-employed employees your need the last 3 months of bank statements and possible 2 years of tax returns,

If your income is a government source (social security, court-ordered child support, etc.) you will need 3 months of bank statements showing direct deposited, and an award letter from the agency of income.

When you show up to the dealership with all the above-referenced info the transaction will go SMOOTH and in a TIMELY manner.

Remember, Buying a Car Doesn't Have to Suck™


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